The crumbling economy is freaking me the hell out. I feel like we are standing in the middle of a rope bridge over a chasm. At the bottom: a roiling river filled with snakes and large jawed flesh eating things. We have started on our construction process but when we are done we must convert from a construction loan to a traditional mortgage. With all the big players falling into ruin what is going to happen to interest rates between now and then? What if they shoot sky high like they have in the past and push us beyond our means? Since the bottom has fallen out of the housing market, if that happens we would not be able to sell the house (not that we would want to) and we would end up another foreclosure casualty. I try not to think thoughts like this too often but when I log on in the morning and the first thing I see is that Merrill Lynch is biting the dust it gives me heart palpitations.